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المصطلحات المالية

Ijarah Muntahia Bittamleek (Hire Purchase / Finance Lease)

An Islamic financing arrangement combining a lease (Ijarah) with a separate promise to transfer ownership of the leased asset to the lessee at the end of the lease term, either through a gift, nominal purchase, or gradual purchase structure. It is functionally similar to conventional hire purchase or finance leasing.