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The relationship between investment and saving

لقاءات
Mr. Muath begins by talking about the close relationship between investment and saving, which is considered the core
and a prerequisite for investment.
Target Audience
Current InvestorProspective Investor
Reading Time
20 دقيقة فقط
Published Date
16 February, 2026
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The difference between saving and investment:

It is usually measured by liquidity; saving is characterized by high liquidity and is used for incidental purposes, while investment has lower liquidity and is used for long-term matters.

Saving from the perspective of Mr. Al-Nuaimah comes in two forms:

  1. Consumption saving, which is in cash or in highly liquid financial products.
  2. Investment saving, which is in products with lower liquidity, and exiting them quickly causes a loss.

Factors affecting the investment process:

  • The investor’s age.
  • The investor’s consumption behavior.
  • Financial capacity.

How to obtain correct investment information:

  • The source of investment information must be official and reliable.
  • Information is obtained according to the type of investment.

Precautionary measures to reduce investment risks:

  1. Diversification of assets.
  2. Reducing the correlation coefficient between assets.
  3. Understanding the nature of the investment to protect it.

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Last Updated: 23/06/2026 - 09:46 Saudi Arabia Time