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Investing and Its Stages

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Mr. Mohammed begins his talk by stating that saving is the first stage that precedes investing, and that savings must have sufficient liquidity for at least 12 months.
Target Audience
Current InvestorProspective Investor
Reading Time
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Published Date
16 February, 2026
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Investment assets:

We must ensure diversification across different assets: cash, stocks, and real estate, in addition to sukuk and alternative investments.

Geographic diversification:

Geographic diversification in investment should be ensured; for example, diversifying stocks

across the Kingdom and the Gulf, as well as emerging-market and developed-market stocks.

Key criteria for comparing investment fund managers:

  1. The fund manager’s performance over long time periods.
  2. The level of risk disclosed by the fund manager.

How to understand the financial position of the company invested in:

The best way to obtain a comprehensive explanation of companies is through financial statements and annual reports.

Key items included in annual reports:

  • Decreases and increases in profitability ratios.
  • The company’s debt level.
  • The extent of the returns the company generates.

The two regulators for investing in securities and Saudi currency:

  1. Capital Market Authority.
  2. Saudi Arabian Monetary Authority.

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A variety of content designed to enhance financial literacy, including booklets, lectures, and discussions with industry experts.

Investing in the Digital World

In this video, part of the Money 20/20 Middle East conference, the role of financial technology in facilitating access to investment opportunities, reducing costs, and improving the efficiency of financial decisions is highlighted.
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The discussion covers a range of practical topics that affect individuals' daily lives and contribute to building a strong financial foundation and better preparedness for the future.
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FINANCIAL TECHNOLOGY (FinTech)

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Investment

Mr. Walid began his speech by discussing an important investment principle, namely that investment opportunities
are always and forever available everywhere and at all times.
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The Capital Market

Mr. Osama opens the session with a simple definition of the capital market, describing it as a market for trading securities — much like any other market, but governed by a set of regulations.
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Investing and Its Stages

Mr. Mohammed begins his talk by stating that saving is the first stage that precedes investing, and that savings must have sufficient liquidity for at least 12 months.
Interviews
See More

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Last Updated: 23/06/2026 - 11:07 Saudi Arabia Time